The property: This Jacksonville home is a 3 bedroom, 2 bathroom home, a little over 1600 square feet. Very unique tub and shower combination in the master bath room.
Hardship: The house needed some repairs, plus there was a loss of income. Another negative is this house is located on a busy road.
Short sale scenario: The lender on this one was HSBC, who is one the few lenders who make the short sale process better. There was an offer on the house that fell through due to buyer financing, but helped get the process started. This was one where the short sale process started once we got it listed and had a BPO done, days, after listing it. And once a complete short sale package is submitted it can take 7-10 business days for approval! The second contract took only 16 days from contract date, to short sale approval to close. When a lender starts the process when the house is listed and has a fast turn around time, there is less hassle, less contract fall throughs and just a better experience for everyone involved. This is how all short sale should be handled.
If you find yourself in a short sale situation and want to know your options either call me at 904-910-3516 or email me at pam@pamgraham.com.
Other successful short sales I've completed:
- Wells Fargo Financial
- Navy Federal
- Litton Loan
- Wells Fargo
- Bank of America
- Select Portfolio Servicing, Inc
- HSBC
- Provident Funding
- Litton
- Vystar
- American Home Mortgage Servicing Inc
Pam lists and sells homes in Jacksonville, Orange Park, Green Cove Springs, Fleming Island, Middleburg,Ponte Vedra, Atlantic Beach, Neptune Beach, Jacksonville Beach, Orangedale, Fruit Cove, Switzerland and St Johns County Florida.
Are you facing foreclosure? Call Pam at 904-910-3516 to discuss your options.
Pam Graham with All Real Estate Options handles Jacksonville Florida short sales, Orange Park Florida short sales, Fleming Island Florida Short sales, Middleburg Florida short sales, Green Cove Springs Florida short sales, St Johns County Florida short sales, Ponte Vedra Florida short sales, St Augustine short sales, Palm Valley short sales, Duval County Florida short sales and Clay County Florida short sales.
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Mortgage Assistance Relief Services Disclosure
ALL Real Estate Options is not associated with the government and our services have not been approved by the government or your Lender. If you stop paying your mortgage you could lose your home and damage your credit. Your Lender may not agree to the change of your loan and/or a Short Sale.With a Short Sale, there are no guarantees offered and we cannot provide legal advice. Seek legal advice.
Congrats on your Jacksonville short sale success. wishing you many more.